The Evolution program by Investors Trust is an investment and savings tool designed to help you accumulate funds for achieving long-term financial goals. Whether it’s building a retirement fund, paying for education, or realizing other major plans, this program offers flexibility in contribution frequency: you can make payments monthly, quarterly, semi-annually, or annually.
Insurance Protection
One of the key features of the program is its insurance component. In the event of the policyholder’s death, the beneficiary (heir) receives 101% of the accumulated amount. This provides additional financial security for your loved ones.
Minimum Contributions and Currency
The program is available in three currencies: US dollars, euros, and British pounds. The minimum regular contribution amount depends on the program’s duration. For programs lasting 5 years or more, the minimum contribution is 100 US dollars per month (or 1200 USD/EUR/GBP per year). If you choose a 5-year program, the minimum contribution increases to 200 US dollars per month (2400 USD/EUR/GBP per year).
Savings Duration
The Evolution program can be opened for a term ranging from 5 to 25 years, in increments of 5 years (5, 10, 15, 20, 25 years). It is important to note that the policyholder must be at least 18 years old at the start of the program and no older than 85 at the end of the policy term.
Bonuses and Incentives
The program includes a bonus system that enhances the effectiveness of your investments. For example, if the annual contribution reaches 1800 USD, the client receives an additional 1% of the contribution amount, meaning 101% of the contributed sum is invested. For annual contributions of 13,500 USD or more, the investment percentage increases to 105%.
Additionally, the program offers loyalty bonuses. If a client does not miss any contributions, withdraw funds, or reduce the contribution amount over 10 years, the accumulated amount is increased by 7.5% at the end of this period. For every subsequent 5-year period under the same conditions, the contribution amount for that period is increased by 5%.
Initial Period and Management Flexibility
The initial period of the program, during which it is recommended to make contributions in the agreed amounts and avoid making changes, ranges from 3 months to 2 years, depending on the program’s duration. After this period, the client gains more freedom in managing their savings plan. They can skip contributions, adjust their amount, or withdraw part of the accumulated funds.
Payment Methods
For the convenience of clients, various payment methods are available. The most popular and convenient option is payment via bank card. The client can link their card to the program, and contributions will be automatically deducted at the chosen interval without additional fees.
Investment Opportunities
Funds within the Evolution program are invested in a wide range of funds managed by global investment leaders. The largest selection of funds is available for policies in US dollars, allowing clients to choose the most suitable strategies to achieve their financial goals.
The Evolution program by Investors Trust is not just a savings tool but also a way to protect your investments through its insurance component. The flexibility in managing contributions and the wide range of investment options make this program attractive for those aiming for long-term financial planning.