ProgramS
BETTER tHAN A BroKEAGE
The efficiency of a brokerage account with the tax, protection and planning advantages of a life insurance policy.
Capital Protection
Assets held in segregated accounts with Tier 1 banks. Policy ownership protects from lawsuits and 3rd party claims.
Competitive Pricing
Pre-negotiated, discounted fees from discount brokerages, lenders and custodians and trust companies.
Everyone, Everywhere
Solutions available for all nationalities in any country.
The term “Unit Linked” is a common name for savings and investment programs provided by insurance companies. They are also commonly referred to as the “English Method of Investing”. On this site you will find descriptions of international insurance companies and unit-linked programs. You can create personalized savings calculations and obtain full support in opening policies.
UNIt-Linked Solutions
Retirement Funds
Unit Linked policies are portable investment schemes offering tax advantageous savings in hard currency. With monthly or quarterly regular savings employees can achieve retirement goals without relying on a single employer for security.
Savings for Education
Children’s education planning needs to start early to take advantage of the effect of compound interest. The typical 15 year plan of saving a few hundred dollars a month is enough to ensure a child’s ability to enroll in even the most expensive university.
Deposit Alternative
Access to alternative investments in hard currency with the same level of security as top rated banks has become a priority among investors. Unit Linked provide access to any banks’ best rates and allow efficient transfer between deposit accounts without tax consequences.
Brokerage Account
The best brokerage services in the world are available through Unit Linked policies. With the lowest trading and margin fees, policyholders can trade stocks, bonds, ETFs, options, futures, cryptos, private debt, IPOs and private placement listings with ease.
UNIT LINKED BENEFITS
WITHOUT INTERMEDIARIES
No need for advisor or banker fees. All transactions and reporting are done directly online with the insurance companies platform.
INDEPENDENT VIEW
We work with all international insurance companies, so you get an independent comparison of all unit-linked products.
ACTUAL OFFERS AND DISCOUNTS
We provide the best offers and highly discounted fees. We will match any offers you find on the market.
DIRECT ACCESS
You initiate a contract directly with the insurance company and you transfer your funds directly to their custodian bank. You then get access to your personal account, where you can manage your account 24/7.
MEDIA ABOUT US
FORBES
“However, by enclosing a US investment in a non-US shell, such as making a purchase into a company or trust, tax can be avoided.
It is also possible to reduce the risk of taxation if you buy shares of ETFs or mutual funds created outside the United States, or through insurance policies.”
Julius Baer
“VInvestment life insurance is a globally recognized tool for wealth preservation, estate planning, international mobility, access to alternative investments, financial privacy and asset protection. Adaptable to the most complex situations, it is a versatile tool for asset managers.”
Bloomberg
When the insured dies, the beneficiaries inherit the PPLI assets without paying taxes.”
About us
Unit Linked Programs is focused on helping the people of the post Soviet Bloc in the world today. We aim to make the best investment insurance products available to everyone, without the need for financial advisors or investment bankers intermediation. We have developed this project to eliminate the need for the unnecessary paid services of financial advisors. You can open a savings or investment plan directly with the insurance company at the lowest prices.