Unit-Linked.com is an international advisory platform for selecting and structuring unit-linked investment programs. We are operated by the International Independent Investment Insurance Alliance LLC, based in the United States.
Who We Serve
We specialize in working with globally mobile individuals — expats, relocators, and digital nomads — who need investment solutions that travel with them. If you live, work, or hold assets across multiple countries and tax jurisdictions, we help you find a structure that works wherever life takes you.
What Sets Us Apart
We partner with over 40 insurance carriers across more than 15 jurisdictions, giving you access to one of the broadest networks of international insurance providers available through a single platform. Our advisory expertise is built around three areas that most platforms overlook:
Jurisdiction & Carrier Selection
Choosing the right jurisdiction and carrier is the foundation of a sound investment structure. We analyze each client’s unique profile — nationality, tax residency, long-term plans — and match it to the optimal combination of regulatory environment, tax treatment, and institutional strength. We cover jurisdictions including Luxembourg, Ireland, Liechtenstein, the Isle of Man, Singapore, and many more.
Ongoing Carrier Relationships
Our work doesn’t end once your policy is placed. We maintain active, long-term partnerships with insurers so you benefit from competitive terms, responsive service, and continuity for the full life of your policy — not just at inception.
Cross-Border Compliance
Operating across borders means navigating layered regulatory and reporting obligations. We help ensure your structure is not only tax-efficient, but fully compliant with every jurisdiction relevant to your situation — today and as your circumstances evolve.
Our Mission
To make international insurance structures — including PPLI, ULIP, and unit-linked programs — as transparent, accessible, and strategically sound as possible for families and advisors navigating an increasingly complex global landscape.
We believe in full transparency. We walk you through every detail of your contract terms and flag any relevant restrictions upfront, so there are no surprises — now or down the road.
Here’s what that looks like in practice:
- We continuously monitor the terms, financial health, and regulatory standing of leading international carriers.
- We save you time by handling the research and comparison work — no need to visit offices or sift through company websites on your own.
- We recommend only vetted, proven solutions from carriers we know and trust.
No Hidden Fees
We are completely carrier-neutral. You work directly with the insurance company of your choice, and your assets are held at the institutions and custodians you select. There are no intermediary markups on policy terms, and investment strategy consultations are included at no additional cost for the duration of your contract.
With over 25 years of experience spanning Europe, North America, and Asia, Unit-Linked.com brings institutional-grade expertise to the families and advisors who need it most.